Happy Holidays from Citi! They are going to halt foreclosures for a month so people can "spend their time with their families during the holidays as opposed to worrying about their homes." It's a nice gesture. Too bad it'll end as of January 17. For those in the process of being evicted, I'm not sure this will help the families celebrate the holidays with any more cheer. If I were one of them, I would probably spend the month worrying about what I would do when my free time was up. It is hard to live in the moment with something like that over your head. But again, it's a very nice gesture.